Summary of "Вебинар: "Всегда Есть Деньги""
Presenter / source
- Arthur Bulatov — financial consultant, mentor, founder/teacher at the Academy of Financial Consulting. Works with VIP clients; claims total client portfolios > $45M (≈ 4.5 billion RUB).
- Client mentioned: Olympic tennis champion Ekaterina Makarova.
- Webinar format: hosted on Zoom.
Assets, instruments and sectors mentioned
- Currencies: Russian ruble (RUB), US dollar (USD).
- Bank deposits (RUB).
- Real estate — Moscow secondary market (apartment price per m² used as example).
- Equities / index exposure — S&P 500 (index exposure example).
- Fixed‑income / USD instruments (example: “5% in dollars” conservative instruments).
- Cryptocurrency (separate crypto course; described as high‑risk/high‑return).
- Other services/instruments: insurance products, family trusts, tax optimization, second citizenship, cross‑border capital remittance, opening investment accounts via curator/mentor.
Key example numbers, timelines and performance illustrations
All numeric examples and index/FX values below are those used by the presenter in the webinar (some figures were rounded for simplicity).
Starting capital example
- Starting capital: 6,600,000 RUB (Sep 2013).
- RUB/USD Sep 2013 used by presenter ≈ 33 RUB/USD → 6.6M RUB / 33 ≈ $200,000.
- Presenter’s current RUB/USD assumption ≈ 100 RUB/USD → $200,000 today ≈ 20M RUB (currency‑driven gain if held in USD).
Bank deposit (rubles) scenario
- Assumed deposit return: 8% p.a. for 10 years.
- 6.6M RUB at 8% for 10 years → ≈ 14.25M RUB (presenter’s illustration, ≈ $142k using his FX assumption).
Real estate (Moscow secondary market) scenario
- 2013 example price: ~170,000 RUB/m² → 6.6M RUB buys ~38 m².
- Current example price: ~260,000 RUB/m² → that 38 m² ≈ 10M RUB (~$100k).
- Rental income example: 40,000 RUB/month → 480,000 RUB/year → 4.8M RUB over 10 years.
- Combined sale + 10 years rent ≈ 14.8M RUB (~$148k).
USD fixed‑income scenario
- Invest $200,000 at 5% p.a. for 10 years → ≈ $325,000 → ≈ 32.5M RUB (using presenter’s current FX assumption).
S&P 500 scenario
- Presenter cited S&P 500 values: Sep 2013 ≈ 2,949; current ≈ 9,715 (used to compute growth).
- $200,000 invested in that index in 2013 → presenter’s calculation ≈ $658,000 today → ≈ 65.8M RUB.
Comparative conclusions (presenter’s point)
- Traditional local choices (bank deposit, buying an apartment, keeping cash in rubles) produced smaller RUB outcomes over 10 years than holding USD and/or investing in US equities in the presenter’s comparisons.
- S&P 500 scenario produced the largest RUB outcome in these examples (≈ 65M RUB vs ~32M for USD fixed income, ~20M for holding USD, ~14–15M for deposit or apartment + rent).
Investment advice, methodology and risk management
Core approach taught in the course “There is always money”:
- Start with a personal financial plan: define goals and time horizons.
- Match tools to goals/time horizon — there is no single “ideal” tool for all goals.
- Diversify: never put all capital in one instrument; split among baskets, currencies and instruments.
- Build a financial “foundation” first, then layer regular (conservative) strategies, then active strategies.
- Psychological work: identify and address financial blocks (a psychologist is included in the course).
- Practical implementation: weekly homework, curator support, help opening investment instruments, and creation of an individual portfolio tailored to investor psychotype.
Quote used as an analogy:
“Financial Ironman” — discipline and consistent periodic actions (like training) produce results over time.
Cautions emphasized:
- Crypto is described as very risky; do not allocate all capital to crypto.
- No competent advisor should invest all client capital into a single instrument.
- Recommended sequence: build a foundational financial plan before advanced topics (for example, deep crypto training).
Course structure (8 weeks) — high level
- Week 1: Purpose of money, financial goals.
- Week 2: Financial psychology — invited psychologist to work on blocks.
- Week 3: Selecting tools by goal/time horizon; start with personal financial plan.
- Week 4: Presenter’s proprietary formula “There is always money” (design/build your system).
- Week 5: Practical implementation of the formula (foundations).
- Week 6: Popular regular (conservative) strategies.
- Week 7: Active investment strategies and access to partner investment opportunities in the presenter’s “financial marketplace.”
- Week 8: Delivery of individualized portfolio (by goals, time horizons, investor psychotype); ongoing curator/mentor support.
Products / services offered
- The 8‑week paid course “There is always money”.
- Practical mentoring/curator support and help opening investment instruments.
- Separate crypto course (“Crypto. It’s simple”) — recommended only after the foundational course.
- Advisory services: capital management, asset protection (trusts, second citizenship), tax optimization.
Pricing and logistics (as presented)
- Course delivery: online (Zoom) with recordings; each student assigned a curator.
- Promotional pricing mentioned (presenter’s timeline/dates were stated verbally and are somewhat unclear):
- Early/limited promo: 25,000 RUB if paid before Sep 15 (presenter’s deadline).
- Later tiers: 35,000 RUB and 50,000 RUB closer to Sep 30.
- First lesson start date: Sep 30.
- No installment plan for this course (crypto course may have different terms).
Disclosures, presenter positioning and disclaimers
- Presenter frames himself as a practitioner and mentor and offers paid training and advisory services.
- Emphasis on practical outcomes: students receive portfolios and curator support to implement them.
- Warnings against common pitfalls: abandoning courses halfway, investing all capital into one instrument.
- No explicit legal “not financial advice” phrase was recorded, but the session is promotional/educational and includes paid offerings.
Notable claims and credibility notes
- Recognized within his advisor community (claimed “best financial advisor” in 2021).
- Claims to manage/work with client portfolios totaling > $45M.
- Uses market comparisons (FX moves, deposits, real estate rents, S&P 500 returns) to illustrate the impact of currency exposure and asset selection over a 10‑year horizon.
Explicit recommendations / cautions (summary)
- Build a personal financial plan first.
- Match instrument choice to goal and time horizon.
- Diversify — don’t put all capital in one asset.
- Treat crypto as high risk; study it after building a foundation.
- Use curated practical help (curator/mentor) when opening investment instruments if inexperienced.
Sources / presenters mentioned
- Arthur Bulatov (webinar presenter, financial consultant/mentor)
- Ekaterina Makarova (client mentioned, public figure)
- Academy of Financial Consulting / community of financial advisors (organization)
- Invited psychologist (unnamed)
- Unnamed mentor shown in photo and unnamed partner providers for investment opportunities
Notes about numeric accuracy
- All numerical examples, index levels and FX figures are those used by the presenter and were sometimes rounded for simplicity. Verify current S&P 500 levels and RUB/USD rates before making decisions.
Category
Finance
Share this summary
Is the summary off?
If you think the summary is inaccurate, you can reprocess it with the latest model.
Preparing reprocess...