Summary of Geldmarkt ETFs im Vergleich: Wie finde ich den besten Geldmarkt ETF?

The video discusses strategies for selecting the best money market ETFs in the context of high interest rates. The presenter, Matthias from Vermögensfabrik, outlines key criteria for choosing these ETFs and provides a step-by-step guide to filtering and comparing different options.

Main Financial Strategies and Market Analyses:

Interest Rate Environment: The current high interest rates make money market ETFs an attractive investment option.
Investment Focus: Emphasis on investing in European money market products to avoid currency risks associated with US government bonds.
ETF Selection Criteria:
- Preference for short-term securities (up to one year).
- Avoiding restrictions on sectors to access a broader range of options.
- Preference for distributing ETFs to ensure returns are paid out regularly.

Step-by-Step Guide for Selecting money market ETFs:

Access the ETF comparison platform (e.g., extra ETFs).
Filter for money market products specifically.
Select the Euro currency to focus on European ETFs.
Look for ETFs that focus on very short-term investments, such as:
- Overnight money market ETFs.
- short-term government bond ETFs (0 to 1 year).
- corporate bond ETFs (0 to 3 years).
Compare the effective interest rates and average maturity of the selected ETFs.
Analyze historical performance, especially during fluctuations in interest rates.

Key Observations:

The overnight swap money market ETF is highlighted for its minimal price risks, making it suitable for conservative investors.
Other options include government bond ETFs with slightly higher risks and returns.
The choice of ETF ultimately depends on the investor's risk tolerance and investment horizon.

Presenters/Sources:

Matthias from Vermögensfabrik.

Notable Quotes

— 08:31 — « If you really just want to park it very safely and have over €100,000 to invest then that would actually make sense. »

— 09:49 — « I would now find it justifiable if you also invest in Italy and France or in these government bonds and not just in German. »