Summary of Immobilienfinanzierung 2024: Die optimale Tilgung (inkl. Beispiel)
The video discusses real estate financing in 2024, focusing on the impact of increased interest rates and optimal repayment strategies. The presenter explains the effects of different repayment rates on loan terms, emphasizing the importance of cash flow and long-term financial planning. The recommendation is to agree on a lower repayment rate with the bank and fix the interest rate for as long as possible. The presenter also touches on risk protection, interest rate fixation, and the benefits of keeping money in hand rather than paying off the property quickly. The importance of negotiating with the bank for favorable conditions and considering long-term investment strategies is highlighted.
Notable Quotes
— 01:14 — « We come from a time when Stefan hadnt started buying real estate, that was even further back when we were somewhere here at 2% interest, roughly that was our calculation examples: 2% interest, 2% repayment and whatnot. »
— 10:41 — « By the way, there are also other constructs that are a little more special, that is, for example, after a certain time you have repaid, um, you can then get the equity back again, you can remortgage on real estate. »
Category
Business and Finance