Monthly expenses of CA living alone in Bangalore | CA Life | CA Manisha

Finance-focused summary (monthly expenses, Bangalore living-alone)

This video is not about investing or markets. It breaks down monthly living costs for a Chartered Accountant (CA) living alone in Bangalore, to estimate a “normal” metro-city budget—excluding extraordinary events like festivals or trips.

Key monthly budget ranges mentioned (₹)

• Rent + electricity + water: ₹18,000–₹20,000 per month

  • Includes a small 1 RK setup (room + kitchen + attached bathroom).

• OTT & subscriptions (Netflix, etc.): ₹1,500–₹2,000 per month

• Gym membership (not every month): ₹1,500–₹2,000 per month

  • Sometimes she buys longer memberships (e.g., 6 months at once).
  • She doesn’t follow a special gym diet/supplements, so no added nutrition spending.

• Grocery: ₹2,000–₹3,000 per month

  • She says it typically stays around ~₹2,000.
  • Reason: she cooks very rarely and largely eats in-office.

• Food outside / ordering (Zomato, Swiggy, etc.): typically ₹2,000–₹3,000 per month

  • She orders every other day due to hunger at night.

• Weekend outings / dinners / hanging out: ₹2,000–₹3,000 per weekend

  • If she goes to 3–4 weekends, outings can total ~₹8,000+ (she suggests it “can go to 8,” implying around ₹8,000 or more depending on the weekend count).

• Clothes + makeup + skincare (random purchases): ₹5,000–₹10,000 per month

  • She also notes it can go higher, but the stated range is ₹5k–₹10k.

• Travelling to/from office (comfortable by cab):

  • Approximately ₹1,000–₹2,000 at minimum when using personal commute/cabs sometimes.
  • She clarifies that taking cabs can make it comfortable at ~₹3,000–₹4,000 per month.

Total / budgeting approach

• She says she lost track of the total while narrating but will “tell you the total here.”
• However, the subtitles provided do not include a final consolidated total.

This is framed as a “normal month” budget for a metro city, excluding:

• Festivals
• Gifts
• Extra fruit/celebratory spending
• Major trips (flight costs are high, so not included)
• Irregular events (illness, going home)

Methodology / framework (explicit)

This is not a formal investing method. It’s a category-based monthly expense budgeting structure, including:

• Rent + utilities
• Subscriptions (OTT)
• Grocery (minimal cooking)
• Food outside / delivery
• Weekend outings
• Travel to office (sometimes cab)
• Clothes + makeup + skincare
• Gym membership (variable; occasional)

Disclosures / disclaimers

• The subtitles include no financial advice disclaimer (e.g., no “not financial advice”).
• The content is personal finance/budgeting about living expenses, not investment advice.

Tickers / assets / markets mentioned

• None. No stocks, ETFs, bonds, commodities, crypto, or macro/market investing instruments are mentioned.

Presenters / sources

• Presenter: CA Manisha (channel host)