We’re Leaving Australia — This Is the Part Nobody Talks About

Finance-focused summary

• The presenter frames the decision to leave Australia as a personal household budget/mathematics issue rather than politics or an emotional complaint.
• They describe a monthly baseline cost of living just over $8,000/month, emphasizing that expenses are largely non-discretionary (“none of these expenses felt optional… just the costs of existing”).

Monthly expense breakdown mentioned

• Rent: just over $4,000/month
  • Largest cost; tied to living in a location that fits school/work/daily life.
• Groceries: about $2,500/month
  • Home-cooked; described as “sensible,” but rising prices are a pressure point.
• School fees: $900–$1,000/month for one child
  • Then $900–$950/month for two children (after a discount for the second child).
• Transport:
  • eBike lease/rental: $83/week
  • Motorcycle: used for ferry into the city mainly for family day excursions
    • Petrol costs ~$15/week
• Insurance: $100/month
• Motorcycle running cost example:
  • Rear tire repair after two punctures
  • Rear tire cost almost $400
• Utilities/internet/phones/“small things”:
  • Combined together, described as pushing totals to past $8,000/month.

Main financial implication

• With this level of fixed spending, they feel they’re not saving—they’re only “maintaining.”
• This creates ongoing financial pressure that tightens over time, driven by the “slow realization” that income and costs leave nothing left in the middle—not a single crisis bill.
• They explicitly state what the video is not:
  • Not hating Australia.
  • Not claiming Australia is a bad place.
  • The issue is affording to live there.

Shift in decision-making

• They move from “how to earn more” to asking about sustainability and lifestyle capacity—what a life looks like with:
  • calm
  • “breathing room”
  • being present with their kids

Scope / what’s not covered

• No investing strategy, markets, or macroeconomic indicators are discussed.
• The content is purely household cash-flow/cost-of-living budgeting.
• Disclaimers: none about investing or “not financial advice” are included in the subtitles.

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Instruments / tickers / assets mentioned

• None. (No stocks, bonds, ETFs, crypto, commodities, or market tickers referenced.)

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Methodology / framework shared

• No formal investment methodology.
• Implied approach is a zero-based style budget audit:
  1. Write down every monthly expense
  2. Identify which costs are non-optional
  3. Check whether income covers costs with surplus (they conclude surplus is effectively absent)
  4. Reframe the question from earning more to defining a sustainable lifestyle

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Key numbers and timelines

• Monthly spending: “just over $8,000/month”
• Rent: “just over $4,000/month”
• Groceries: “around $2,500/month”
• School fees:
  • ~$900–$1,000/month per child scenario
  • ~$900–$950/month total for two kids (per their description)
• eBike lease: $83/week
• Motorcycle petrol: ~$15/week
• Insurance: $100/month
• Motorcycle tire repair cost: almost $400
• Timeline/pace:
  • No dramatic single event
  • The realization happens “month after month,” slow over time

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Presenters / sources

• Only the primary presenter is referenced.
• No additional presenters, sponsors, or external sources are mentioned in the subtitles.