٢٥ تريليون دولار في خطر.. كيف تستعد أبل والشركات الناشئة لإزاحة فيزا وماستركارد؟

Main Financial Strategies and Trends:

• Increased Fees Post-Brexit: The exit of Britain from the EU led to Amazon.com/s?k=Visa&tag=dtdgstoreid-20">Visa raising transaction fees significantly, prompting companies like Amazon to reconsider their partnerships.
• Emergence of Local Payment Networks: Countries like India, Russia, and Brazil have successfully launched their own payment networks (e.g., Amazon.com/s?k=RuPay&tag=dtdgstoreid-20">RuPay, Amazon.com/s?k=Mir&tag=dtdgstoreid-20">Mir, BEX) that offer lower fees and are gaining market share against Amazon.com/s?k=Visa&tag=dtdgstoreid-20">Visa and MasterCard.
• Legislative Actions in the U.S.: New laws aim to reduce card fees and allow more competition in the payment processing space, which could disrupt the duopoly of Amazon.com/s?k=Visa&tag=dtdgstoreid-20">Visa and MasterCard.
• Technological Innovations: The introduction of the FedNow system allows for direct bank-to-bank payments, reducing reliance on traditional card networks.
• Rise of Fintech Companies: Digital wallets and payment solutions like Apple Pay, PayPal, and others are changing consumer payment behaviors, posing a threat to credit card usage.
• Apple's Strategic Moves: Apple is developing its own payment infrastructure to reduce dependency on Amazon.com/s?k=Visa&tag=dtdgstoreid-20">Visa and MasterCard, potentially capturing a significant share of the financial services market.

Methodology/Step-by-Step Guide:

• Understanding the Payment Network: Recognize that Amazon.com/s?k=Visa&tag=dtdgstoreid-20">Visa and MasterCard are primarily networks connecting banks rather than direct providers of credit.
• Monitoring Market Changes: Keep an eye on emerging payment networks and legislative changes that could impact traditional payment processors.
• Investing in Fintech: Consider platforms like Capex for early investment opportunities in fast-growing companies within the fintech space.
• Leveraging New Technologies: Explore the adoption of digital wallets and alternative payment methods that are gaining traction.

Presenters/Sources:

The video does not explicitly name presenters but references various financial trends and companies, including Amazon, Amazon.com/s?k=Visa&tag=dtdgstoreid-20">Visa, MasterCard, and fintech innovations.