How to withdraw PF | Apply for Form 19 10C | Process to withdraw PF | EPFO

Main Points

• An employee who leaves a job and is not working in another establishment covered by the EPF Act can apply online to withdraw their PF after two months.
• The video says the two-month waiting period does not apply if the employee is moving abroad to settle or if a woman is leaving work for marriage.
• To claim the full PF balance, submit Form 19.
• To claim the pension component under the Employees’ Pension Scheme (EPS), submit Form 10C:
  • With less than 10 years of pension-scheme membership, a member may claim a withdrawal benefit or apply for a scheme certificate.
  • With 10 or more years of membership, Form 10C can be used to obtain a scheme certificate rather than a pension withdrawal benefit.
• A scheme certificate can preserve a member’s pension entitlement when contributions stop before they become eligible for a pension. The video says that after reaching age 50, a member can apply for a pension using Form 10D along with the certificate.
• The video advises members not to rush to close their EPF accounts, describing EPF as a form of social and old-age financial security. It says that a person who keeps their membership active will become a PF member again when they join another covered establishment.

Online Claim: Requirements and Steps

Before Applying

The member should have:

• An activated UAN and a working mobile number linked to Aadhaar.
• Aadhaar verified in the UAN or member profile.
• Bank account details and IFSC entered in the UAN record and verified by the employer.
• PAN entered in the record if EPF membership is less than five years.
• Employment joining and leaving dates recorded.

Application Process

1. Log in to the Unified Member Portal using the UAN and password.
2. Choose the Form 19 or Form 10C claim option, as applicable.
3. Enter and verify the linked bank account number.
4. Select the PF withdrawal option.
5. Upload Form 15G or another applicable form, if required.
6. Enter the full address and upload a copy of a cheque bearing the member’s name, bank account number, and IFSC code.
7. Request an Aadhaar OTP and enter the code received on the registered mobile number.
8. The claim is sent to the relevant EPFO office for verification and approval. If approved, payment is credited to the member’s bank account.

The video advises viewers to contact the EPFO helpline or visit an EPFO office if they need assistance.

Speakers and Sources Featured

• Employee: In the opening dramatization, asks for the PF amount deducted from his pay.
• Employer or representative: Tells the departing employee that the PF is held with EPFO and explains when it can be withdrawn.
• EPFO narrator or presenter: Explains eligibility rules, forms, the online application process, and the caution against closing an EPF account.