Summary of "I Found (& Tried) 4 Apps to Make Money on My Phone in 2025… Here’s EXACTLY What I Made 💰"

Summary of Finance-Specific Content from the Video

Assets / Apps / Platforms Mentioned

VHO: Delivery app similar to Amazon Flex.
DoorDash: Gig economy food delivery app.
Loss Control Inspections: Independent contractor work inspecting commercial businesses for insurance risk.
Field/Home Inspections: Residential property inspections related to mortgage and insurance compliance.
Lug: Moving service app for vehicle or labor-based moving jobs.
Papa Pals: App offering tasks for elderly assistance, paying approximately $20/hour.

Key Financial / Income Details & Metrics

1. VHO (Delivery App)

Payment is known upfront before accepting a route.
First route: 49 packages, ~4.5 hours, earned $93.
Second route: 72 stops, ~80 packages, earned $125.
Rating: 6/10 due to predictability and payment transparency.
Suitable for those needing quick, physical work earning $100-$130 fast.
Requires physical ability and time commitment.

2. DoorDash

Gig economy delivery app.
Best times to work: Weekday rush hours (11:30 AM - 2 PM) and weekends (Thursday night to Sunday evening).
Rating: 5.5/10.
Not a full-time job; no benefits such as healthcare or 401(k).
Income depends on timing and distance driven.

3. Loss Control Inspections (Commercial)

Independent contractor role inspecting businesses for insurance risk.
Typical inspection time: 30 minutes to 1 hour plus 30-45 minutes for report writing.
Pay: Base around $60 per inspection; total including distance compensation around $95-$100.
Requires knowledge of insurance policies, commercial hazards, roofing types.
Rating: 8/10.
Work availability may fluctuate.

4. Field/Home Inspections (Residential)

Inspections for mortgage companies to check occupancy or insurance compliance.
Tasks include taking photos of property exterior and roof, filling out surveys.
Pay: Approximately $10-$20 per house.
Volume: 10 to 50 inspections per week possible.
Requires vehicle and real estate knowledge.
Rating: 8/10.
Work flow can be inconsistent depending on companies and location.

Additional Apps / Opportunities (Not Tried by Presenter)

Lug: Moving service paying for vehicle use or labor.
Papa Pals: Assisting elderly with tech setup, errands, paying about $20/hour.

Methodology / Framework for Using These Apps

Check app availability regularly (e.g., VHO routes open at 8-10 AM and more at noon).
Choose work based on physical ability, timing, and pay rate.
For inspections, prepare by understanding insurance and real estate basics.
Diversify gig work to balance inconsistent flow (e.g., combine commercial and residential inspections).
Use knowledge of peak demand times to maximize earnings (e.g., DoorDash rush hours and weekends).

Recommendations & Cautions

Gig work is not a substitute for full-time employment; it lacks benefits and job security.
Physical ability and time management are crucial.
VHO offers payment transparency, which is a plus.
Inspection roles require some specialized knowledge but pay better and rate higher.
Earnings can be used for specific financial goals like paying off credit card bills.
Work availability and pay vary by location and company.

Disclaimers

This is a personal experience report, not formal financial advice. Earnings depend on individual effort, location, and timing.

Presenter

The video is presented by an individual sharing personal trials and experiences with various gig economy and inspection apps for earning extra income using a phone and car.

End of Summary