PFRDA Grade A 2026 | GA MCQs Marathon | Paper 1 | July–August 2026 | In One Shot

Main ideas / lessons conveyed

• MCQ-based revision marathon for PFRDA Grade A (and generally regulatory exams)

  • The instructor runs a high-speed MCQ session (Paper 1) and highlights “must-remember” concepts and outliers likely to appear in exams.
  • The class follows a multi-pass revision loop:
    • First pass: read current affairs
    • Second pass: revise with the teacher in one-liners
    • Third pass: revise again via MCQs

• Focus on “top” questions

  • The session uses top 50 recent MCQs (not 100), due to schedule constraints (a missed previous class).
  • If needed, remaining questions are planned for a later session.
  • The instructor emphasizes that explaining one question’s concept is enough, aiming for speed + retention.

• Exam-relevant regulatory/news facts

  • A large portion is structured around:
    • asking questions,
    • correcting/confirming answers,
    • then summarizing the underlying rule/concept (limits, timelines, responsible authorities, eligibility conditions, etc.).

• Retention strategy

  • Students are encouraged to:
    • answer even if unsure,
    • revise repeatedly (read 2–3 times),
    • rely on repetition—“imprint facts in memory; repetition beats length.”

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Methodology / instruction-style content

How the revision/MCQ approach is meant to work

• During the session

  • The teacher displays an MCQ on screen.
  • Students respond (right/wrong is acceptable; the teacher uses responses to guide correctness).
  • The teacher confirms the correct answer and provides the key takeaway.

• For learning cycles

  1. Read current affairs independently first.
  2. Revise with teacher in short one-liners.
  3. Final revision via MCQs (the “marathon” method).

• For future sessions

  • If today’s set doesn’t cover everything, additional sessions will be arranged for remaining questions—especially the ones considered less important.

Conceptual “rules” the teacher repeatedly uses to explain answers

• “Maximum/limit” type questions

  • First identify the governing scheme/regulation.
  • Then recall:
    • maximum compensation,
    • allowed percentages/thresholds,
    • timeline windows (e.g., days for reporting/resolution),
    • eligibility categories.

• Definitions-first

  • For tricky terms (e.g., underweight, floating rate, unclaimed deposits, Z-score), the teacher:
    • provides a short definition,
    • connects it directly to how it appears in the exam question.

• One-sentence recall guidance

  • Many answers are anchored by memory hooks such as:
    • where an index is released,
    • who issues a regulation,
    • parameter weightage,
    • what the “base year” is,
    • which city/headquarters applies to an institution.

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Key concepts and topics covered (organized by theme)

1) RBI / Ombudsman / compensation & complaint timelines

• Revised RBI Integrated Ombudsman Scheme (effective July 1, 2026)
  • Maximum compensation mentioned: ₹30 lakh
  • “Mental pain” compensation mentioned: ₹3 lakh
  • Complaint window:
    • complaints can be made if a bank doesn’t respond in time,
    • later timelines allow filing with the ombudsman.

2) Bonds / interest structure

• Floating Rate Savings Bonds

  • Interest resets periodically, linked to NSC-type references.

• Debentures vs Bonds

  • Primary differentiator highlighted: duration/tenure
  • Mnemonic used by teacher: duration → debentures shorter; bonds longer

3) SEBI / FPI fees, employee investment exposure, gifts/disclosures

• SEBI amendments

  • Example mentioned: fee structure moved to INR denomination instead of USD.

• Limits on employee exposure to regulated products

  • Multiple options discussed; chosen final in-session figure: 25%.

• Gift and disclosure thresholds

  • thresholds tightened (disclosure limit reduced/clarified),
  • emphasis on gifts disclosure requirements.

4) NABARD / rural entrepreneurship program

• NABARD launches Gram Udyan
  • Implemented in collaboration with multiple skill/industry bodies.
  • Focus: rural entrepreneurship framed as village enterprise.

5) Financial Inclusion Index (RBI)

• Released by: RBI
• Frequency: once a year
• Base year: none (explicitly stated by teacher)
• First release: 2021
• Components/weights:
  • Access: 35%
  • Usage: 45%
  • Quality: 20%

6) Revenue realization in stressed loans (RBI directions)

• When unrealized interest/charges exist after acquisition of assets in resolution of stressed loans:

  • interest shown in books may require reversal/removal (teacher explains “realization”).

• Applicability: commercial banks, SFBs, and NBFCs.

• Implementation timeline: reversal deadline discussed (up to a specified period by Sept 30, 2027).

7) Mutual fund withdrawal / standing instructions

• SEBI extension:
  • Systematic Withdrawal Plans (SWP) and Systematic Transfer Plans (STP) extended to demat-linked holding format (not only folios).

8) PFRDA NPS tools

• NPS “Pride Disha”

  • presented as a pension fund comparison tool.

• NPS Pension Assistant grievance mechanism

  • escalation path and resolution time emphasized,
  • key value highlighted: 21 days.

9) SEBI / investor grievance system (SCORES)

• Full form: corrected by teacher in “Securities Complaint/Complaints Redressal…” style.
• Core rule: action taken report required within 21 days.

10) Depositor Education & Awareness Fund (unclaimed deposits)

• Unclaimed bank deposits transferred to the Depositor Education and Awareness Fund.
• Scenario discussed:
  • if unclaimed for 10 years is transferred,
  • still eligible to reclaim later (even in the 11th year),
  • linked to Section 26A (context: Banking Regulation Act).

11) Infrastructure / policies / international indices (current affairs via MCQs)

The teacher also runs many GK/current affairs MCQs, including (examples mentioned):

• polymer banknotes denomination (basics)
• SEBI IT resilience / IT reliability index concepts (parameters and weights)
• global indices: passport index, livability index, living planet report
• FDI rankings: India’s rank as 11th in 2025 (in the cited question set)
• Women’s World Cup: Australia’s title count as 7 (in the discussed set)
• awards and sports: tennis courts, mascots, championships, India city rankings, etc.
• numerous government schemes/projects and policy decisions

Note: subtitles include several additional details, but some are hard to verify due to occasional transcription errors.

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Speakers / sources featured (identified)

Primary speaker

• The instructor/host
  • Referred to as “Aditya” in some subtitle segments, but the full name is not consistently clear due to auto-caption errors.

Students / participants referenced as voices

• Prashant
• Naritra / Naritrah / Nairatra (spelling uncertain)
• Aditya (appears in questions/answers; spelling/name not confirmed as the main host)
• Sakshi
• Shyam
• Aakriti
• Arpit / Aritra / Arit(a) (spelling uncertain)
• Riya
• Saurabh
• Dhruv
• Anjali
• Dhruv (again) / Kushagra / Amol / Masoom Ma’am / Riya (again)

Institutional / source bodies repeatedly mentioned (as “sources” for facts/regulations)

• RBI (Reserve Bank of India)
• SEBI (Securities and Exchange Board of India)
• PFRDA (Pension Fund Regulatory and Development Authority)
• NITI Aayog
• NABARD
• IRDAI
• UIDAI
• SEBI SCORES platform
• World Bank
• IMF (International Monetary Fund)
• WTO
• EIU (Economist Intelligence Unit)
• WWF (World Wide Fund for Nature)
• Financial Stability Board (FSB) (for incident reporting format mention)
• FSCA / IFSCA (Indian financial regulators; IFSCA appears)
• NPS Trust
• DGFT (Directorate General of Foreign Trade)
• National Biodiversity Authority
• Various ministries mentioned across questions (e.g., Ministry of Finance, Ministry of Environment, Ministry of Power, Ministry of Electronics & IT, Ministry of Housing & Urban Affairs, etc.)

Note: These bodies are cited as sources of news/regulations within the session; they are not “speakers” in the conversation.