Video summary

Degiro Tutorial: How to Trade on Degiro as a Beginner

Main summary

Key takeaways

Finance

Finance-focused summary (Degiro app tutorial)

Presenter: Robert (tutorial for beginners using the DEGIRO mobile app; screen walkthrough included)

Key instruments / tickers / funds mentioned

  • Tesla (TSLA) — discussed with multiple listings/exchanges and currency implications
  • Microsoft (MSFT) — used to demonstrate the order workflow and portfolio metrics
  • S&P 500 Index Fund / S&P 500 — mentioned as a “buy in history” example and suggested as a next step
  • ETFs — mentioned as existing in favorites (specific tickers not provided)
  • Leveraged products and trackers — described as available, but the speaker advises beginners to avoid

Exchanges / regions

  • NASDAQ (US listing) for Tesla (TSLA) in USD
  • German exchanges for additional Tesla listings in EUR, with a note that volume/liquidity can differ
  • Note on market hours:
    • The US market can be closed while Europe is still open

Method / workflow taught (step-by-step)

1) Fund the account (deposit/withdraw)

  1. Open the hamburger menu
  2. Choose Deposit or Withdraw

Deposit methods

  • iDEAL (Netherlands local payment method)
  • Manual bank transfer

Restriction noted

  • Transfers are only possible between the account number provided at signup and the DEGIRO account (no credit cards mentioned).

2) Find an asset and understand listings

  • Use the dashboard search (search icon / “+” flow)
  • Example: search Tesla (TSLA)

What the speaker emphasizes

  • You may see multiple listings (different exchanges + different currencies)
  • Exchange choice affects volume/liquidity
  • Low-volume listings can make it harder to buy/sell and may affect execution/fill and price

3) Review the asset page and data latency

  • Open the asset details page (example: Tesla)
  • If you see a 15-minute delay indicator (orange label), the data is not live

Tabs mentioned

  • Overview
  • Financial summary
  • Analyst reviews
  • News
  • Price performance charts (example range shown in the tutorial)

4) Place buy orders (order types + conditions)

  1. Tap Buy
  2. Choose an order type:
    • Day order
      • Executes only today
      • If not executed before exchange close, it’s deleted
    • GTC (Good-Til-Cancelled)
      • Stays until canceled

Order execution styles described

  • Limit
    • You set a trigger/limit price
    • Example: buy when it reaches around 180 EUR (speaker example references a stock near 182 EUR)
  • Market
    • Buy immediately at the current market price
  • Stop loss / Stop order behavior
    • Set a stop price (example: stop at 160 EUR)
    • When hit, it can send a market order (may not execute exactly at the stop price)
  • Stop limit
    • Set a trigger (example: 160 EUR) and a maximum execution price (example max: 162 EUR)

Fees example

  • In the stop-limit example, the UI showed estimated “digital fees” of €4.90.

5) Sell orders

  • Tap Sell
  • Place an opposite order
  • Example workflow shown using Microsoft:
    • Choose limit
    • Sell a chosen quantity when price reaches a target (example target: 242 EUR)

6) Use portfolio / performance metrics

The account view includes:

  • Available balance to trade
  • Daily profit/loss
  • Total P&L and unrealized P&L %

Examples shown

  • Daily P&L example: +€20
  • Total P&L example: about €237
  • Microsoft position example:
    • Position/cost value around €1,206
    • Unrealized P&L percentage about ~8% (speaker states 8.8%)

7) Check statements, fees, and history

  • Orders and account statement show:
    • Fees charged for trades (example: buying 5 Microsoft shares costing about €5)
  • Mentions an annual exchange fee for holding assets on an exchange:
    • Described as “once a year”
    • Multiple exchanges can mean multiple annual fees

8) Settings affecting currency handling and product access

Settings include

  • Product settings / account type
    • Basic vs informed
    • More complex products require demonstrating knowledge/eligibility

Currency handling

  • Auto FX
    • DEGIRO converts automatically (e.g., EUR/GBP → USD for US trades)
    • Conversion applies fees
  • Manual
    • May be more cost-effective for frequent trading
    • Speaker cautions to check fee differences

Macro / risk management content included

Leverage explanation (risk + payoff asymmetry)

  • Leverage is described as borrowing to increase exposure

Example

  • Equity: $1,000
  • Leverage: 2x → exposure becomes $2,000
  • If the stock moves +10% → profit $200
  • If the stock moves -10% → loss $200
    • Equity becomes $800

Recommendation/caution

  • Although leveraged products exist, the speaker advises beginners to avoid and to stick to stocks (and avoid leveraged/complex products when starting out)

Trading hours caution

  • Stocks have opening hours; you can’t trade like crypto
  • Example scenario:
    • The US exchange may be closed while Europe is open (e.g., “New York is still closed”)

Note: This impacts when orders can execute.

Key numbers / targets / examples mentioned

  • Tesla chart examples:
    • Highest about €342
    • Lowest about €101
  • Example Tesla trading price and order triggers:
    • “Right now the stock is €182”
    • Limit trigger example: €180
    • Stop trigger example: €160
    • Stop-limit max example: €162
  • Example sell target:
    • Microsoft limit sell target example: €242
  • Fees examples:
    • Estimated digital fees: €4.90
    • Microsoft buy fee example: about ~€5
    • Annual exchange fee mentioned (amount not provided)

Disclosures / disclaimers

  • No explicit “not financial advice” disclaimer appears in the provided subtitles.

Sources / presenters

  • Robert — video presenter; teaches the DEGIRO app trading workflow

Original video