Cara Beli Game di STEAM (Dengan & Tanpa STEAM WALLET)

Product / Topic Reviewed

How to buy video games on Steam using Dana, with two main approaches:

1. Without Steam Wallet (pay using Funds / Dana)
2. With Steam Wallet (top up Steam Wallet using Dana, or redeem a Steam Wallet voucher)

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Key Features / Methods Mentioned

1) Buying on Steam without Steam Wallet (using Funds / Dana)

• Uses Funds as the payment method (other limited options mentioned include Visa/MasterCard).
• Step-by-step flow:
  1. Open Steam → find the game → Add to cart
  2. Checkout → click “Trust for myself” (buy for yourself)
  3. Choose Funds payment method
  4. Enter your Dana cellphone number and PIN → confirm payment
• Requirements / limitations:
  • Funds option is region-limited (example: Indonesia).
    • If it doesn’t appear, change your account country settings.
  • Your Dana account must have sufficient balance.
• Result: the game appears in your Steam Library and can be downloaded.

Main advantage stated:

• Usually more cost-efficient than using Steam Wallet because you pay the exact game price (no forced top-up overshoot).

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2) Buying on Steam with Steam Wallet

• Requires topping up Steam Wallet first.
• Steam Wallet top-up constraints (as stated):
  • Minimum: 45,000
  • Maximum: 900,000
• Step-by-step top-up (via Steam + Dana):
  1. Account name (top-right) → View My Wallet
  2. Choose top-up amount
  3. Select Dana as the payment method → Continue
  4. Confirm the agreement checkbox (referenced in subtitles as an “Agree” checkbox)
  5. Enter Funds/Dana cellphone number + PIN → Pay → enter PIN again
• Then purchasing the game:
  • Add game to cart → checkout
  • If wallet balance is sufficient, Steam may skip choosing a payment method and proceed once the agreement checkbox is checked.

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3) Buying Steam Wallet via third parties / vouchers

• Steam Wallet top-ups can also be done outside Steam using marketplaces such as:
  • Unipin
  • Gigoach
  • Codashop
• Also mentioned: some offline stores/minimarkets sell Steam Wallets.
• Tradeoff stated: usually more expensive than topping up directly via Steam.
• After purchase: you receive a voucher code, redeemed in Steam via Redeem Now.

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4) Steam package/DLC vs base game gift purchase option

While buying a discounted title:

• If purchasing a package that includes DLC, the gift option (“Per chest / gift”) is usually not available.
• If purchasing the base game only (without DLC), the gift option would be active.

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Pros

• Without Steam Wallet: can save money by paying the exact game price.
• With Steam Wallet: checkout can feel faster/simpler once balance is sufficient.
• Both methods still lead to the standard Steam process: game added to Library, then available to download and play.
• Steam’s refund feature is mentioned as a safety net (conditions apply).

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Cons / Limitations

Steam Wallet top-up drawbacks

• You can’t choose arbitrary amounts; you must pick from available nominal values.
  • This can require topping up more than the game price.
• Steam Wallet can’t be cashed out or transferred to other accounts/platforms.

Funds / Dana payment limitations (without Steam Wallet)

• Funds availability is region-limited (example: Indonesia).
• If the option is missing, you may need to adjust account country settings.

Third-party Steam Wallet sellers

• Often cost more than topping up directly.

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Refunds

• If you don’t like a purchased game, Steam offers refunds under certain conditions (covered in a separate video).

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Comparisons Made

Steam Wallet vs Without Steam Wallet

• Steam Wallet: may cost more due to fixed top-up increments.
• Without Steam Wallet: pay exactly the game price (no forced overshoot).

Direct Steam top-up vs third-party vouchers

• Third-party sellers typically charge a higher price.

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User Experience Notes

• Checkout steps are largely the same in both cases:
  • add to cart → buy → confirm
• The main differences are:
  • whether you must top up first (Steam Wallet route),
  • whether the Funds option appears (region availability),
  • entering Dana phone number + PIN in both methods.

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Numerical / Rating Info

• Steam Wallet top-up range: 45,000–900,000 (currency not explicitly specified).
• Example pricing note:
  • If a game costs 95,000, Steam Wallet may require topping up above 100,000 due to fixed increments.
• No star ratings or scores were provided.

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Unique Points Mentioned (All)

1. Two buying methods: with Steam Wallet and without Steam Wallet
2. Steam Wallet compared to a GoPay-style balance
3. Steam Wallet uses fixed top-up nominal amounts, sometimes requiring over-topping up
4. Steam Wallet cannot be cashed out or transferred
5. Without Steam Wallet: use Funds / Dana as payment
6. Payment methods mentioned: Visa/MasterCard and Funds (limited options)
7. Funds is region-limited (Indonesia example)
8. If Funds isn’t available, update account country settings
9. Requires an existing Dana balance at least equal to the game price
10. Core purchase flow: Add to cart → Trust for myself → select payment → enter Dana phone + PIN → pay → game appears in Library
11. With Steam Wallet: use View My Wallet → choose top-up amount
12. Steam Wallet top-up limits: 45,000–900,000
13. Steam Wallet top-up can be done using Dana via Steam
14. Third-party sellers exist: Unipin, Gigoach, Codashop, plus some offline stores
15. Third-party wallet vouchers are often more expensive, and provide a voucher code for Steam redemption
16. Gift option depends on base game vs DLC package
17. Steam refund exists if you dislike the game (with conditions)

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Speakers / Contributions

• Subtitles indicate one main speaker (no clearly indicated multiple perspectives).