Video summary
Why did i leave IDBI??
Main summary
Key takeaways
Main ideas / lessons
- Reason for resignation from IDBI Bank: The speaker resigned because they were selected in Haryana Police.
- How their IDBI journey began:
- They joined IDBI in 2024 after earlier selections (2022–2023) without joining.
- They’re from Chandigarh, but their first posting was Chittorgarh, Rajasthan—far from home.
- Early struggle as motivation: The speaker describes high pressure initially due to:
- Long distance from home (~1000 km)
- Office timing (9:30, meaning they reached home around 7–8 AM)
- Big branch workload
- Work ethic and learning: They emphasize that doing more work leads to more learning, contrary to advice to avoid extra work early.
- Using official guidance (circulars): They stress reading circulars, explaining that these contain complete guidelines for correct procedures.
- Targets and product knowledge (LIC mentioned):
- There are LIC-related targets and other scheme targets.
- Success depends on thorough product knowledge so the employee can explain confidently and keep customers interested.
- Daily routine includes more than just targets: Alongside daily work, employees must handle scheme targets such as:
- APY (Atal Pension Yojana)
- JJSBY (as named in subtitles)
- Other government-related targets mentioned
- Salary increment is performance-linked: Increment is tied to performance ratings (PG1/PG2/PG3).
- Starting salary is relatively strong: Initial salary is stated as ~₹50k. The speaker claims it’s better than many private banks because IDBI is “semi-government.”
- How they prepared for exams while working:
- Live close to the bank to save commuting time (walking distance / 15–20 minutes max)
- Use tiffin/food delivery to save cooking time
- Time-saving helped reserve time for exam preparation
- Discipline and consistency: Preparation requires daily practice and discipline; it may be hard at first, but it’s doable while working.
- Whether to join bank job or focus on other exams depends on age/situation:
- If young (around 20–21) they may continue preparing or leave the job.
- If older (24–25), it may be harder to clear remaining exams—so they suggest joining.
- Family/financial situations also matter; the speaker suggests deciding based on personal constraints.
- Value of starting with a difficult branch: The speaker feels their difficult early posting helped later because their current job is described as much more relaxed:
- 9:00 to 5:00
- Saturday/Sunday holidays
- Roughly ~10% of the work compared to their earlier branch
- Overall mindset: Problems may be teaching experiences; there’s no need to “run away.”
Method / instructions (step-by-step style)
For joining and handling the job effectively
- When you first join the branch:
- Don’t avoid work—work more to learn more
- Read circulars thoroughly:
- Understand the guidelines for correct processes and how to work
- Rely on help at the start from coworkers/seniors
- Build support for later:
- Keep strong contact with friends and seniors
- Save numbers of senior staff for questions
- For targets (especially LIC):
- Study the product deeply
- Learn enough to explain confidently to customers
- Use product confidence to improve customer interest/sales
For exam preparation alongside a bank job
- Minimize commuting time:
- Stay within 5–10 minutes walking distance (or max 15–20 minutes)
- Avoid longer commute to prevent wasting time
- Save time on food:
- Use tiffin/food delivery so you don’t spend time cooking
- Create daily practice habits:
- Practice/exam preparation every day
- Expect early difficulty with timetable adjustment, but maintain discipline
- Reason it’s possible:
- They prepared during the same period they were working and achieved selection—so consistency can work for others too.
For deciding whether to join the bank
- Consider your age and stage of preparation:
- ~20–21 years old: may focus on other exams too
- ~24–25 years old: joining may be wiser since clearing remaining exams can be harder
- Consider family/financial situation:
- If there are financial issues, joining may be necessary to stabilize life
- Base the decision on personal circumstances, not on one-size-fits-all advice
Speakers / sources featured
- Primary speaker: The YouTube video narrator (the same person discussing their own resignation from IDBI and preparation/journey).
- Other people mentioned only generally: “some people from the office” and “many people/others” (no identifiable names).