Video summary

Where Should I Invest My Money ? 5 Best Investment Options

Main summary

Key takeaways

Finance

Finance-focused summary (what the speaker covers)

Core message / portfolio philosophy

  • Keep most money invested rather than parking it in bank/savings accounts.
  • Suggested allocation style:
    • ~90% invested (growth assets / instruments)
    • ~10% kept in bank for immediate liquidity
  • Claim: Savings account yields are around 2–4%, FD yields around 5–7%, and inflation is higher, so leaving money in bank/FD is inefficient.

Cash management + “liquid fund” bucket (first step)

  • When new money arrives, the first move is to park it in liquid funds / liquid ETFs to earn modest yield while preserving flexibility.
  • Mentioned products (likely shown in his app):
    • Liquid case
    • Liquid bees
    • Liquid 20
  • Key points about these products:
    • Liquid case
      • Shows a chart “that keeps increasing”
      • ~1-year return: ~5%
      • No lock-in; withdraw anytime
    • Liquid bees
      • Described as near-constant value (around ₹1000, minimal fluctuation)
      • Implies muted price movement while still emphasizing non-zero returns (roughly ~5–6%)

Use of pledging to raise trading capital (process / framework)

  • Method described: Pledge holdings from a demat account to unlock additional “extra money to trade” (margin-like effect).
  • Explicit steps he uses:
    1. Put incoming money into liquid funds
    2. Pledge the holdings in the app/demat interface
    3. Trade using the pledged amount only (no separate fresh capital)
    4. Maintain multiple active components/positions within the broader portfolio
  • Mentions a “triple compounding system” and claims he runs an algo with active positions (example context shown, e.g., ₹24,000, but not clearly tied to a benchmark return).

Equity investing framework: InvestingPro “market outperformers” + ETFs + stocks

Stocks / “India Market Outperformers” strategies (InvestingPro tab)

  • He invests via three InvestingPro strategies under “ProPix AI”:
    • India Market Outperformers
    • India Mid Cap
    • India Small Cap
  • Performance/backtest claims (as stated):
    • Strategy backtest return over 5 years: ~1200%
    • Comparison to “general market”: Nifty 100 / NiftyCap 100 at about ~116% (wording unclear)
    • Example (hypothetical starting capital):
      • ₹1 lakh → ₹1 crore 33 lakh in 5 years (for the high-return scenario)

ETF “top 5” instruments he names (tickers/identifiers partial)

He lists a “top five ETFs” section (some names appear approximate/garbled):

  1. Nifty 20
    • Compared against the outperformer strategy
    • Mentions ~5-year return: ~54–55%
  2. Small 250
    • Started last year, so 5-year returns aren’t meaningful
    • Mentions ~7% around 1-year old
    • (His InvestingPro backtest for the small-cap strategy is much higher: ~1200% over 5 years)
  3. Mid cap
    • Mentions top ~50 mid-cap stocks
    • Mentions one-year return around ~12%
    • Mentions comparisons like “MidC 100 / MidC 50” with partially garbled figures
  4. US exposure ETF: Mon 100 (or “Top 100 US stocks”)
    • Claims 5-year return: ~191%
  5. China exposure ETF: “MA attacks” / “MH attacks” (unclear exact name)
    • Mentions returns around ~16%
    • He frames ETFs as “stable,” but believes stocks can beat ETFs.

How the stock trades are executed (monthly cycle)

  • Calendar rule:
    • On the first date of every month, buy the selected stocks
    • Later sell at profit, exiting based on PNL shown in the app
  • Research features claimed:
    • Growth rating, profitability, cash-flow rating
    • Momentum/technical indicators (e.g., “strong buy” language)

Mentioned companies/tickers for dividend examples (India)

  • Dividend-bearing examples named:
    • ONGC
    • BPCL
    • Mentions “C banks” (unclear exact tickers)

Metals / commodities allocation

  • Invests in metals:
    • Gold and silver
    • Copper and zinc exposure via equity stocks:
      • Hindustan Copper
      • Hindustan Zinc

Trading add-on bucket (US stock tokens, derivatives/options)

Shark Exchange / US stock token trading

  • Claims:
    • Platforms: “Shark Exchange platform” and a specific area: “Pushkar Shark Trades”
    • Trades tokens of US stocks
    • Emphasizes volatility and momentum in US stocks for extra income potential
  • Contest/promotion numbers mentioned:
    • 30-day challenge
    • If profitable: ₹30,000 credited
    • Shark claims distributions: ₹1 crore among 40 lakh people
    • Certificate for profitable participants

Delta Exchange: gold options + demo + courses

  • Claims Delta Exchange supports gold options trading.
  • Mentions:
    • Demo account: $1000
    • Free courses via a Google Form link (not detailed)
    • “All in One Delta Strategy” subscription: $500
    • Claimed return: ~30% per month
    • Advises maintaining a minimum trade to qualify for course benefits

Mirror Pip platform

  • He instructs that copy-trading/strategy replication is also done on Mirror Pip (link in description/pinned comment referenced).

Skills/business for “growth” (part of the “how to grow money” plan)

  • Advises investing in learning:
    • “Learn a new skill” (trading/business)
  • Partner caution:
    • Invest with partners who have expertise in that domain
    • Warns about losing money with unskilled partners
  • Examples mentioned:
    • Real estate business with partners
    • Investing in friends’ business if they can generate income (with expertise caveat)

Dividend / performance metric claims (major numbers)

Dividend cadence claims from portfolio

  • Claims regular dividend inflows:
    • “Almost every day” dividends arrive (example timestamps like 12:00 pm)
  • Dividend figures cited (examples/aggregates):
    • ₹6000, ₹700, ₹2100
    • Plus combined values such as ₹33,000 and ₹21,000

“CG CAGR” claim

  • States: “CG CAGR return ~52%”
  • Hyperbolic compounding example:
    • If money grows at 50%, then ₹15,000 → ₹58 crore (as stated)

“Rich man” spending rule

  • Contrasts typical vs “rich people”:
    • Typical people: earn income then spend principal
    • “Rich people”: spend from passive income (dividends)

Recommendations & cautions explicitly stated

Recommendations

  • Keep only enough cash in bank for expenses (suggests as low as ₹100 depending on needs).
  • Invest ~90% of capital rather than leaving it in savings.
  • Use liquid funds first for parking funds and maintaining withdrawal flexibility.
  • Use pledging to trade using the liquid holdings already invested.
  • For growth: use InvestingPro strategies (Outperformers / Mid Cap / Small Cap), optionally complemented with ETFs and trading.

Cautions

  • FD/savings don’t beat inflation (he argues yields are too low).
  • Be careful with business partners; invest only with domain experts.
  • Discourages relying on advisory services; argues the platform tells which stocks to buy/sell.

Disclosures / disclaimers

  • No clear “not financial advice” or legal disclaimer is mentioned in the subtitles.

Mentioned sources / presenters (as stated)

  • No separate professional presenter is named, but he repeatedly references/credits:
    • InvestingPro
    • Shark Exchange (including “Pushkar Shark Trades”)
    • Delta Exchange
    • Mirror Pip
  • Promotions/programs are attributed to those platforms; no individual financial advisor name is clearly provided beyond the “Pushkar” reference in “Pushkar Shark Trades.”

Original video