(English)-03-Insurance claim

Health and Life Insurance Claims

The video explains how to file health and life insurance claims.

Health Insurance

• Cashless claim: The insurer assists with eligible expenses at the hospital.
• Reimbursement claim: After treatment, submit the claim form, discharge voucher, prescriptions, and bills. The insurer then processes the reimbursement.

Life Insurance

1. The nominee should contact the bank or institution through which the policy was purchased, or notify the private insurer directly.
2. Complete the insurer’s claim form with details such as the policy number, name, address, and mobile number.
3. Submit the required supporting documents. These may include a death or disability certificate, as applicable, and the policy papers.
4. After verification, the claim amount is transferred to the designated account of the nominee or family.

The video encourages people to insure themselves and their families to help reduce financial burdens. It does not provide specific claim timelines, coverage amounts, or financial-performance figures, and includes no explicit “not financial advice” disclaimer.

Presenters and Source

Presenters: Maya and another woman identified as “Sister” Published by: OFFICIAL EPFO