सरकार ने कर दी घोषणा- 15 अक्टूबर से नहीं लगेगा UPI पर 0.4% चार्ज MDR

UPI MDR Charge Postponed

The planned 0.4% merchant discount rate (MDR) charge on certain UPI merchant transactions will not take effect on October 15. The NPCI has postponed implementation until after Diwali, with a start date to be announced separately.

The delay is presented as relief for traders during the busy festive shopping season, following protests by businesses. Some businesses marked UPI Day as a “Black Day.”

Proposed Charges

Under the proposed rules described in the video:

• For select merchant transactions above ₹2,000, the merchant—not the customer would pay an MDR fee of 0.4%, capped at ₹300.
• The video gives these examples:
  • A ₹20 fee on a ₹5,000 purchase.
  • A ₹40 fee on a ₹10,000 purchase. Media reports cited in the video suggest GST could bring the latter amount to roughly ₹45–₹47.
• For transactions above ₹2,000 involving railways, telecom, insurance, or fuel, the merchant would pay a flat ₹5 per transaction.

The video says the charges are postponed until after Diwali. Although it describes them as due to return after the festival, no specific implementation date has been announced.

Presenter/contributor: An unnamed presenter from DLS News.