[ Truyện audio] Tiểu Tam Mừng Vì Tôi Trắng Tay, Đến Khi Chia Tài Sản Mới Tá Hỏa | Gạo Nhỏ Audio.

Recap (engaging plot + key highlights)

Song Wan signs a divorce agreement in a law firm, agreeing to give up her claims to her husband Gu Huaijing’s company shares. Gu feels relieved—until Song Wan produces a blue envelope and demands repayment of 18.6 million yuan from her personal funds originally lent to the company, along with evidence that the money was handled as a loan, not as “voluntary support” from his wife.

The story rewinds to eight years earlier, when Gu’s tech startup was on the edge of collapse: freeze-prone computers, almost no cash in the bank, and only a few employees. Gu tells Song Wan he needs 1 million yuan to avoid bankruptcy. Rather than take a personal loan from her, Song Wan insists the arrangement be documented correctly: the company borrows from her, with proper contracts signed and stamped, ensuring her help is legally enforceable.

Over the years, she makes additional loans in multiple rounds, totaling 18.6 million yuan. The money comes from her savings and sales—including the apartment her mother left her, her investments, and even her grandmother’s jade bracelet. At first, Gu praises her sacrifice as heroic and publicly frames her contributions as essential, joking that she must be “repaid for life.”

But once the company grows and investors arrive, Gu rewrites the narrative. In interviews, he implies his “zero” includes Song Wan’s money while minimizing her role—portraying her involvement as “support” rather than a formal creditor claim.

The emotional turning point comes when Song Wan notices clues involving Xu Man, the brand manager Gu grows close to: late-night messages, changed boundaries (calling him “President Gu” instead of using their familiar address), and a photo of them together. Instead of falling apart, Song Wan quietly contacts her law classmate Lin Yan, provides an asset list, and reveals what’s been overlooked: the company never repaid the principal, even though interest had been partially paid.

Lin Yan helps her reopen the paperwork. Song Wan reviews contracts, bank transfers, company stamps, and confirmations—finding that later reports obscure the loan under vague categories such as “long-term stakeholder financing.” She then escalates with an independent accounting reconciliation, forcing the company to confront documentation rather than storytelling.

Gu’s side tries to delay and reclassify the arrangement, calling it “voluntary support” (capital-like help), and later produces documents that conveniently support their version. Song Wan stays focused: she requests proof, including revision history and timestamps. Her decisive evidence is an old appendix and records showing the company already confirmed the 18.6 million yuan principal balance with Gu as signatory—agreeing repayment after the next funding round or according to an agreed schedule. The “voluntary support” story collapses because the company had already treated her as a creditor, not a benefactor.

Final confrontation + resolution

As the divorce negotiation reaches its end, Xu Man appears and offers “pity” about Song Wan restarting her life. Song Wan remains calm and formal, finally naming what Gu tried to disguise: not wife-as-support, but creditor and debtor.

In the resolution, the company agrees to repay Song Wan:

• 12 million yuan within 10 working days
• 6.6 million yuan in installments over 6 months
• Remaining reconciliation handled separately

Song Wan doesn’t seek to destroy the business—she seeks recognition of truth: her money, her legal position, her value.

After receiving the full payment (down to the last yuan), she starts her own finance and risk-control consulting company in Shanghai. A final parallel lands hard: she uses the same black fountain pen—first to sign the earliest loan agreement, then the divorce papers, and finally her first client contract—symbolizing that her life and worth are hers, not something Gu can “rewrite.”

In the last scenes, Gu and Song Wan cross paths without resentment. He understands what happened clearly now, but she doesn’t need an apology as performance—she’s already moved forward.

Jokes / notable reactions

• Gu’s earlier “romantic” line (“I’ll pay you ten times over”) becomes bitter irony when Song Wan only asks for what’s legally owed—though the outcome still satisfies.
• Xu Man’s “support the CEO” framing is undermined as Song Wan keeps reframing the issue as business obligations recorded in the books.
• The company’s attempts to reclassify the loans into “stakeholder financing” and the edited-document history turn the negotiation into a procedural proof battle, not an argument driven by feelings.

Appearing personalities

• Song Wan / Ms. Tong (main character; former company creditor, later finance consultant)
• Gu Huaijing / Mr. Canh / President Gu (husband; company founder)
• Xu Man / Hua Man (brand manager; Gu’s close person; later divorce figure)
• Lin Yan / Lin Nian (lawyer; Song Wan’s college friend)
• Zhou Yi (ex–chief accountant; finance controller)
• Chu Dich (chief accountant who teases Song Wan earlier)
• Trinh Tuyet (auditor who provides archival evidence)
• Chu Yilin / CFO (company’s financial representative in the final meeting)
• Lam Nghien (Song Wan’s lawyer during the divorce signing)
• Gu’s lawyers / independent auditing firm staff (supporting legal/proof roles)